Everyone has their own reasons for saving: buying a home or car, post-secondary education for the kids, taking the trip of a lifetime or making sure there’s enough retirement income to last. Whatever your needs, there are different savings products with different features designed to make it easier to achieve your goals.
Guaranteed interest products
While all guaranteed interest products are designed for people who want to protect their principal and earn a guaranteed rate of return, different products have different features. There are short-term, long-term and flexible-maturity dates, as well as a daily interest investment. Because of their many features, guaranteed interest products are an important component of both registered and non-registered savings plans – as well as retirement income plans
Segregated fund contracts, like mutual funds, are market-based investments, but because they are insurance contracts, they also have additional benefits, including efficient estate settlement. There are a number of segregated fund contracts that combine capital protection with growth potential. Your savings will be protected. When your contract matures or when you die, your savings will be guaranteed to return a minimum of 75% up to 100% of the money you put in (less withdrawals).Some segregated fund contracts also offer guaranteed lifetime income.
Happy Clients Say
When I think of Janine Oliver the first word that comes to mind is professional. I have had several dealings with Janine and she is always honest; efficient and professional.Isnt that what you would like in a financial advisor? If you leave a message she gets back to you quickly and provides you a quote in a very timely manner.
I have also referred Janine's service and they are happy customers as well.
Janine is also very giving of her time to speak at various groups to help their members get a handle on their finances.
I know if you choose to deal with Janine you will not be disappointed.
Janine is the ultimate caring professional when it comes to talking about setting yourself up for financial success. Janine guided me through setting up a corporate health spending account to take advantage of services to keep me healthy as the CEO while maximise the tax advantages of doing so. I highly recommend Janine, she listens, only offers the products that would really work for you, and is a nurturing guide along the way.
Janine is honest, friendly, helpful, knowledgeable and not too pushy! Her passion for helping people with their finances really shows. Thank you for the help, Janine.