business planning

Business Planning

Income Protection

  • Buy Sell Agreements
  • Key Person Agreements
  • Heart Attack, Stroke & Cancer Coverage
  • Life Insurance
  • Disability

Succession Planning

  • Maximize estate & tax plans
  • Maximize wealth transfers
  • Coordinated estate planning
  • Transfer planning


  • Ongoing portfolio management
  • Understanding your risk tolerance
  • Access to credible & successful investments

Risk Management

  • Providing for surviving spouse & family
  • Reducing personal risk – loss of income

Cash Flow & Debt Management

  • Line of Credit, Credit Cards & Loan Audit
  • Net Worth Statement

Happy Clients Say


When I think of Janine Oliver the first word that comes to mind is professional. I have had several dealings with Janine and she is always honest; efficient and professional.Isnt that what you would like in a financial advisor? If you leave a message she gets back to you quickly and provides you a quote in a very timely manner.

I have also referred Janine's service and they are happy customers as well.

Janine is also very giving of her time to speak at various groups to help their members get a handle on their finances.

I know if you choose to deal with Janine you will not be disappointed.

- Carolyn Z.


Janine is the ultimate caring professional when it comes to talking about setting yourself up for financial success. Janine guided me through setting up a corporate health spending account to take advantage of services to keep me healthy as the CEO while maximise the tax advantages of doing so. I highly recommend Janine, she listens, only offers the products that would really work for you, and is a nurturing guide along the way.

- Michelle Andrischak CMT


Janine is honest, friendly, helpful, knowledgeable and not too pushy! Her passion for helping people with their finances really shows. Thank you for the help, Janine.

- Kim Free, CMT CEO and Educator with STGP, Social Media Expert, and champion of small business owners