About Me

Janine Oliver is the face behind Complete Financial Care by Janine – where she works with families, business owners, entrepreneurs and people from all walks of life to educate, protect from financial crisis and support in setting and achieving their financial goals.

Moving from Manitoba where she had a 30-year successful career in financial services, Janine now uses her expertise to help her clients understand finance in an easy manner and with an eye to budget.

As a professional financial advisor, Janine continually strives to see every client realize all of their financial dreams. Whether your goal is to save for a new home, your retirement, protecting loved ones from financial loses, or managing your portfolio wisely, Janine has the experience and resources to meet your needs.

Janine is a fully licensed insurance representative, and is licensed to sell all forms of Insurance products in Alberta.

Janine believes that educating yourself in the world of finance is a valuable tool and essential in helping to break the cycle of living paycheque to paycheque. Janine is available for speaking engagements on this topic.

Janine volunteers with Junior Achievement, teaching our future young leaders about business and economics.

Janine is the volunteer Treasurer for the Apple Creek Ladies League.

Janine has 3 children and 4 grandchildren, who are her pride and joy.

Janine Oliver

How I Work

Many people will offer you advice on which investments to buy. However, there is more to your financial life than your investments. Estate taxes, income taxes and education funds for your children are just some of the other complex aspects of your total financial picture. A well thought-out financial strategy will help you reach your personal financial goals and objectives, and give you a greater sense of security. I help clients achieve their financial goals through the complete financial house in order process. Through this process, clients are regularly updated on their financial position to ensure they are on track to reaching their goals.

I am independent, meaning I have no connections to any particular insurance or investment company—my only bias as an advisor is in favor of your best interests. I work along side subject matter experts, who include: Canadian Financial Institutions, Insurance Agencies, Specialty Agencies and other key partners.

As a financial advisor, I use a Complete Financial Needs Analysis Process, made up of six distinct steps.

  1. Collecting and assessing all relevant financial data – assets and liabilities, tax returns, records of securities transactions, insurance policies, wills and pension plans to help you clarify your present situation.
  2. Identify financial and personal goals and objectives to clarify your financial and personal values and attitudes.
  3. Identify financial problems that can create barriers to your financial independence.
  4. Provide you with recommendations and alternative solutions.
  5. Assist you to implement the right strategy to ensure that you reach your goals and objectives.
  6. Review on a regular basis and if necessary, revise your strategy to ensure that you achieve your goals.

Happy Clients Say


When I think of Janine Oliver the first word that comes to mind is professional. I have had several dealings with Janine and she is always honest; efficient and professional.Isnt that what you would like in a financial advisor? If you leave a message she gets back to you quickly and provides you a quote in a very timely manner.

I have also referred Janine's service and they are happy customers as well.

Janine is also very giving of her time to speak at various groups to help their members get a handle on their finances.

I know if you choose to deal with Janine you will not be disappointed.

- Carolyn Z.


Janine is the ultimate caring professional when it comes to talking about setting yourself up for financial success. Janine guided me through setting up a corporate health spending account to take advantage of services to keep me healthy as the CEO while maximise the tax advantages of doing so. I highly recommend Janine, she listens, only offers the products that would really work for you, and is a nurturing guide along the way.

- Michelle Andrischak CMT


Janine is honest, friendly, helpful, knowledgeable and not too pushy! Her passion for helping people with their finances really shows. Thank you for the help, Janine.

- Kim Free, CMT CEO and Educator with STGP, Social Media Expert, and champion of small business owners